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welfarerates.com

All rates, 2026 and from January 2027

Privacy and cookies

Last updated on 31 October 2026

In short: this website sets no cookies, does not track you and shows no advertising. When you visit it, only our hosting company, Cloudflare, processes technical data such as your IP address (see Hosting).

Who is responsible?

Gaspard Guillot, the publisher of welfarerates.com (the data controller). You can reach us at contact@welfarerates.com. See also About welfarerates.com.

No cookies

This website sets no cookies and stores nothing in your browser. Under Irish law (Regulation 5 of S.I. No. 336 of 2011), a website must give you clear information and ask for your consent before it stores or reads information on your device. There are a few exceptions, for example when this is strictly necessary for a service you asked for. Because this website stores and reads nothing on your device, we do not ask for consent and you will not see a cookie banner.

No tracking and no advertising

The pages contain no software that counts, follows or recognises visitors. There is no advertising and there are no social media buttons. Everything you see on this website, including the fonts, the images and the calculators, comes from welfarerates.com itself. No part of another company's service is loaded into the pages.

The calculators

When you use a calculator on this website, your own browser does the calculation. Your choices are not sent anywhere and are not stored.

Hosting

The website is hosted by Cloudflare. On every visit, Cloudflare processes data about the traffic to the website, such as IP addresses, as explained in its privacy policy. For some of this data, Cloudflare acts on our behalf, as a "processor"; for the rest, Cloudflare is itself responsible. We use this data only to deliver the pages and keep the website secure, on the basis of our legitimate interest in running the website (GDPR, Article 6(1)(f)). How long Cloudflare keeps it is explained in its privacy policy. Cloudflare is a company based in the United States. According to its privacy policy, it mainly stores information in the United States and the European Economic Area, and it puts appropriate safeguards in place when it transfers data to another country (see section 7, International information transfers, of its privacy policy). Your data may therefore also be processed in the United States.

If you email us

If you email contact@welfarerates.com, we use your email address and your message only to reply to you. We do this on the basis of our legitimate interest in answering questions about the website (GDPR, Article 6(1)(f)). Your email first arrives at Cloudflare Email Routing, a Cloudflare service that forwards incoming email to another address. It then reaches the publisher's mailbox at Gmail, a Google service. According to Google's privacy policy, Google has servers around the world and your information may be processed on servers outside the country where you live; Google says it applies the same protections wherever the information is processed and complies with certain legal frameworks for data transfers (see the Data transfers section of its privacy policy). Your message may therefore be processed outside the European Economic Area. We keep your message only as long as we need it to deal with your question. We do not use your data for anything else and we do not sell it.

Your rights

Under the GDPR, you have the right to:

  • ask what data we hold about you (Article 15);
  • have inaccurate data corrected (Article 16);
  • have your data erased (Article 17);
  • have the processing restricted (Article 18);
  • object to the processing (Article 21).

Because we rely on our legitimate interest when you email us, you can object to this at any time by emailing contact@welfarerates.com.

To use any of these rights, email contact@welfarerates.com. We make no automated decisions about you.

Complaints

If you are unhappy with how we handle your data, please contact us first. The Data Protection Commission's complaint process is for people who have already contacted the organisation and are unhappy with the outcome. You always have the right to lodge a complaint with a supervisory authority, in particular in the EU country where you usually live or work, or where the problem happened (GDPR, Article 77). In Ireland, this is the Data Protection Commission.

Changes

If something changes on this website that affects your privacy, for example if advertising is added, we will update this page before the change takes effect.